With a comprehensively insured car you can choose R1 cover for your: Golf clubs. We require cookies for a rich user experience. 16,873 cyclists were killed or injured in reported road accidents in 2019 [2] and more than 271,000 bikes were stolen. If your electric bike exceeds a certain top speed — currently 15.5mph — your ebike insurer may class it as a moped. You’re typically protected if the bike is stolen (or vandalized) pretty much anywhere, including your home, garage, at the park, etc. We have made it as simple as possible to value your bicycle for our insurance policies. Compare cheap bicycle insurance. Find a great deal in under 5 minutes. Most contents insurance policies that include bikes have a low cover limit, which is likely to be below the value of your electric bike, and unlikely to cover bicycle theft away from the home. When most people think of a bicycle it takes them back to their childhood when they happily pedaled along on their shiny new Schwinn or a hand-me-down Huffy. Get the right cover Limitations: Due to the extra, the price is high for a £500 bike, but becomes more reasonable as you go over £1000. You may be able to cover your bike on your home contents insurance, but you can also buy a separate policy that offers tailored protection for your cycling routine and bike. Home insurers will often only cover bicycles for accidental damage and theft. What's more, thinking about your entry fee going to waste doesn't make things much easier. All it takes is a wet corner or a momentary lapse of concentration for you to lose control. Other Insurance: BICYCLE & ACCESSORY COVER ... Purchase Price Of Bicycle Only (*) Please enter the value of your bike. Bicycle Insurance: compare cheap bicycle insurance quotes online Cycling is an increasingly popular mode of transport in the UK, with 42% of people now owning or having immediate access to a bicycle. Along with your Velosurance Bicycle Physical Damage coverage we include 4 additional coverages, absolutely free. E-bikes can be expensive. Aaron Buck. The best bicycle insurance offers comprehensive cover for serious cyclists, have good customer feedback online, accessible quote processes and are more competitive than other cycle policies. If you have comprehensive car or motorbike insurance with us, you can also insure some of your favourite portable possessions for just R1 monthly. This insurance is only way what you can get it from bicycle shop. Lets Get Started Toffee is insurance for the new-age: simple, digitised policies built to fit your lifestyle. Bicycle. Joy Rider. So, a $3,000 bike can be insured for about $200 per year against physical damage and theft. That’s why we’ve made sure that our bicycle insurance package ticks all the boxes to make sure that you’ll be covered each and every time you get on your bicycle. Couple with this, the following could reduce your insurance cost:-1. While the average bike costs a few hundred dollars, some enthusiasts don't think twice about spending $5,000 to $10,000 for top-of … A deductible may apply and you’ll be covered up to the applicable limits of your home, condo or renters policy. We offer this coverage at (per occurrence) combined single limits of: $25,000. Just make sure you’re not doubling up on cover by buying both, or you’ll be paying for insurance you don’t need. So, rather than you personally paying for the damages (injury, sickness, death, or damage to property) you cause, Bicycle Liability coverage will pay instead - up to the policy limit you select. Bicycle locks and shed padlocks. [1]Gocompare.com introduces customers to i-Wonder who are authorised and regulated by the Financial Conduct Authority. That’s why we’ve made sure that our bicycle insurance package ticks all the boxes to make sure that you’ll be covered each and every time you get on your bicycle. Travel insurance protects against damage or loss whilst travelling and there are a range of specific travel insurers and some Bicycle Insurers offering travel Insurance as well. Type of Cyclist. The National Bike Registryes… Every mile is filled with the unforeseen and that’s why we're here. [1]Gocompare.com introduces customers to i-Wonder, which is authorised and regulated by the Financial Conduct Authority. Laka offers bicycle protection that covers the bike and equipment (including clothing, GPS, helmet, and more) from theft, damage, and vandalism. Joy Rider. Without the right electric bike insurance, you may have to pay even more to repair damge or fix mechanical issues. 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